I recently attended a webinar hosted by the Pensions Regulator. It soon became apparent to me that there is still a lot of confusion about auto enrolment so I thought I’d share with you a summary of the Regulator’s answers…

Read more

The category a worker falls into determines whether they have to be auto enrolled into a workplace pension or simply have the right to opt in or join. Age and earnings are the key factors which need to be taken…

Read more

All UK employers will have to auto enrol eligible workers in a qualifying pension scheme and make mandatory minimum contributions. Those who ignore the workplace pension risk being fined. The workplace pension laws are complex but complying with the law…

Read more

Many of the accountants and bookkeepers I speak to haven’t made any plans to offer help to their clients with the workplace pension. I am increasingly being asked by accountants and bookkeepers what they should do when a client asks…

Read more

I have recently helped a client comply with his workplace pension duties. When we first spoke I don’t think that he realised that employers who ignore the workplace pension are actually being fined or how big the fines can be.…

Read more

When recruiting new staff you should be aware that as an employer you must not try to deter job applicants from joining your workplace pension scheme. Such conduct is prohibited even if you have not yet reached your auto enrolment…

Read more

At the end of January we had a visit from a local accountant and one of his clients. It was less than a week before his client’s auto enrolment staging date. The client had not made any plans for auto…

Read more

The payroll managers I speak to are worried about the workplace pension. This doesn’t come as a huge surprise to me as the new pension rules are complex. Complying with the rules can be both time consuming and expensive but…

Read more

Why completing the declaration of compliance is important Employers have five calendar months from their auto enrolment staging date to provide the Pensions Regulator with a declaration of compliance. Until this has been completed and submitted to the Pensions Regulator…

Read more